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NOTE:   Instructor Solutions Manuals and Test Banks are intended solely for the use of publisher-approved instructors. The unauthorized reproduction, distribution and use of these materials by students harm the integrity of the educational process and may constitute academic misconduct at your school or institution.

The unauthorized reproduction and distribution of Instructor Solutions Manuals and Test Banks constitute copyright infringement under the U. S. Copyright Act, Title 17, United States Code, Section 501. Civil statutory damages for willful copyright infringement can be as high as $150,000 per work infringed (17 U.S.C. Section 504). Criminal penalties for willful copyright infringement can include jail, restitution, and fines (18 U.S.C. Section 2319).